Numerous studies have discussed urban regeneration from the perspective of the displacement of long-time residents in disadvantaged communities, and the research tends to view low-wage earners as its primary casualties. My research found that, under certain circumstances, urban regeneration processes occurring on the outskirts of high-demand areas can enable middle-class and lower-class apartment owners to leverage their apartments as financial assets. This phenomenon has emerged over the past decade, which has been characterized by a dynamic of wage stagnation, as opposed to the inflation of the cost of real estate. Relying on a mixed-methods analysis, I suggest conceiving of the social impact of urban regeneration as a new taxonomy of class stratification, of which the ownership structure and the approach to real estate constitute a major link. The research illuminates the current role of urban regeneration as a social-mobility machine.